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Contents : Consultores Asociados de M xico S.A. (CAMSA) MEXICO THE COMPANY ADDRESS Consultores Asociados de M xico S.A. (CAMSA): was founded in 1975 as a subsidiary of Lorant Mart nez Salas y Cia (LM&S) has over 35 years of experience in actuarial and employee benefit plans consulting provides a team of professional experts and for each project assigns a specialised consultant who is responsible for the client's particular needs combines more than 35 years of it partners' experience with the expertise of its consultants to offer a trustworthy dynamic and technically creative personalised service prides itself in offering intelligent opportune and innovative solutions to consolidate healthy companies with committed personnel invests in consultant training keeps its systems updated and goes through constant technical engineering. Consultores Asociados de M xico S.A. Presidente Masaryk 191 piso 4 Chapultepec Morales 11570 M xico D.F. Tel: + (52) 55 5280-3874 and (52) 55 3093-6729/672930 Fax: + (52) 55 5280-9490 Website: www.lmscamsa.com.mx OTHER OFFICES Monterrey Guadalajara Puebla Le n and Quer taro. INTERNATIONAL CONTACTS AREAS OF SPECIALISATION Main contact For private companies: Benefit plans for employees Financial and fiscal planning for retirement Professional guidance in Collective Works Contracts' negotiations Actuarial valuations to determine labour costs and liabilities Human resources management systems. Rosa Laura Martinez Executive Vice President and Actuary rlmartinez@lmsmexico.com.mx Other contacts Jose Luis Salas jlsalas@lmsmexico.com.mx INTERNATIONAL NETWORKS Member of the International Benefits Network www.intlben.com For insurance and bonding companies: Insurance and bonding product design and technical support Technical reserves actuarial auditing Feasibility support for institutions of social security. Member of Assurex Global www.assurexglobal.com PUBLICATIONS st Mexican Pensions in the 21 Century Reproduced with permission of the copyright owners Benefits & Compensation International Magazine Volume 35 Number 9 May 2006 Pension Publications Limited London England April 2011

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